PRIVACY POLICY

Last Updated: October 29th, 2026

1. Introduction

MJR Dominion LLC d/b/a The Forbes Factor ("Company," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. We are committed to ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data in compliance with applicable laws and regulations, including the Federal Trade Commission (FTC) guidelines, the Fair Credit Reporting Act (FCRA), the General Data Protection Regulation (GDPR), and the California Consumer Privacy Act (CCPA).

2. Information We Collect

We may collect the following categories of personal information:

  • Full name

  • Email address

  • Mobile and telephone numbers

  • Company name

  • Mailing or billing address, when applicable

  • Information submitted through contact forms, applications, registrations, surveys, event registrations, webinar registrations, appointment scheduling forms, or customer support interactions

  • Appointment or scheduling information

  • Event and webinar registration information

  • Communication preferences and consent records

  • SMS/text messaging opt-in and opt-out information

  • Payment information processed securely through third-party payment processors; we do not store full payment card information

  • IP address

  • Financial Information: Soft credit data, wallet balance, and unsecured credit line approvals (collected in compliance with FCRA regulations).

  • Browser type and version

  • Device information

  • Operating system

  • Website usage and analytics data

  • Cookie identifiers and similar tracking technologies

The information we collect depends on how you interact with our websites and services.

Information You Voluntarily Provide

When you submit a contact form, register for an event or webinar, request information, schedule an appointment, subscribe to communications, opt in to receive SMS/text messages, purchase a product or service, or otherwise contact us, we collect the information you choose to provide.

We use this information to respond to your inquiries, provide requested services, communicate with you, administer registrations and appointments, deliver customer support, send communications for which you have provided consent, and improve your experience with our business.

3. How We Use Your Information

We may use your information to:

  • Respond to inquiries

  • Schedule, confirm, and manage appointments

  • Send appointment reminders

  • Process event and webinar registrations

  • Send event and webinar confirmations and reminders

  • Deliver requested products and services

  • Provide customer support

  • Process transactions

  • Send administrative communications

  • Send service and account updates

  • Provide information you have requested

  • Send follow-up communications related to your inquiry, registration, purchase, or interaction with us

  • Send marketing and promotional communications regarding our products, services, programs, events, offers, and opportunities where permitted by law and with consent where required

  • Improve our websites and services

  • Credit Pre-Screening: We may collect financial data through a soft credit pull authorized under the FCRA for the purpose of determining financial qualifications.

    Note that under some legislations, we may be allowed to process information until you object to such processing (by opting out), without having to rely on consent or any other of the following legal bases below. In any case, we will be happy to clarify the specific legal basis that applies to the processing, and in particular whether the provision of Personal Information is a statutory or contractual requirement, or a requirement necessary to enter into a contract. You further understand that this is a soft pull and will not harm your credit in any way whatsoever.

  • Personalize your experience

  • Monitor website performance and security

  • Prevent fraud and unauthorized access

  • Maintain consent and communication records

  • Comply with legal and regulatory obligations

4. Legal Basis for Processing Where Applicable

Depending on your location, we process personal information based on one or more of the following legal grounds:

  • Your consent

  • Performance of a contract

  • Legal Obligation: To comply with legal and regulatory requirements, including FCRA mandates.

  • Our legitimate business interests

  • Protection of vital interests where applicable

Where we rely on consent, you may withdraw your consent at any time, subject to applicable law.

5. SMS/Text Messaging Communications

Program and Brand Identification

The Forbes Factor is a brand and d/b/a of MJR Dominion LLC.

SMS Communications

If you voluntarily provide your mobile phone number and explicitly opt in to receive SMS/text messages from The Forbes Factor, you may receive automated and non-automated messages relating to:

  • Follow-up communications related to your inquiry or registration

  • Appointment scheduling, confirmations, and reminders

  • Event and webinar confirmations and reminders

  • Information you have specifically requested

  • Customer support communications

  • Service updates

  • Account notifications

  • Promotional communications regarding our products, services, programs, events, and offers

Message Frequency: Message frequency may vary, up to 15 messages per month.

Message and Data Rates: Message and data rates may apply depending on your mobile phone service plan.

Consent: SMS consent is voluntary, optional, and is not a condition of registration or purchase. You may register for our events, access our services, or purchase our products without agreeing to receive SMS communications.

Opt-Out: You may opt out of SMS/text messages at any time by replying STOP. After opting out, you may receive one final confirmation message. No additional SMS messages will be sent unless you provide valid consent again or as otherwise permitted by applicable law.

Help: For assistance, reply HELP or contact us at [email protected] or (562) 294-1542.

Carrier Disclaimer: Carriers are not liable for delayed or undelivered messages.

SMS Privacy and Non-Sharing

No mobile information will be shared with third parties or affiliates for their own marketing or promotional purposes.

SMS/text messaging opt-in data and consent will not be sold, rented, shared, or disclosed to third parties or affiliates for their marketing or promotional purposes.

We may share SMS-related information only with trusted service providers who assist us in delivering SMS communications on our behalf, solely for that purpose and subject to applicable privacy and security requirements.

6. Cookies and Tracking Technologies

We use cookies, pixels, tags, web beacons, and similar technologies.

Some cookies are necessary for the operation of our websites, while others help us improve functionality, analyze website traffic, personalize user experiences, and measure the effectiveness of our marketing efforts.

These technologies may help us:

  • Remember your preferences

  • Improve website functionality

  • Analyze website traffic

  • Measure marketing effectiveness

  • Maintain security

  • Detect fraud

You can control cookies through your browser settings. Disabling cookies may affect certain features of our websites.

We may use third-party analytics, advertising, and customer engagement tools to better understand how visitors use our websites, improve our services, and measure the effectiveness of our marketing efforts.

Depending on the services we use, these providers may collect information through cookies, pixels, tags, and similar technologies.

Our providers may include:

  • Google Analytics

  • Google Tag Manager

  • Google Ads

  • Meta Pixel

  • Meta Conversions API

  • Microsoft Clarity

  • LinkedIn Insight Tag

  • ActiveCampaign

  • GoHighLevel

  • Calendly

  • Twilio

  • Cloudflare

  • Stripe

  • AWS

  • Zapier

  • Other service providers we utilize from time to time

This list may change as we add or replace service providers.

7. Sharing Your Information

We do not sell or rent your personal information.

We may share information with trusted third-party service providers that assist us in operating our business, including:

  • Customer Relationship Management providers

  • Website hosting providers

  • Appointment scheduling software

  • Email service providers

  • SMS communication providers

  • Payment processors

  • Analytics providers

  • Marketing platforms

  • Cloud infrastructure providers

  • Automation providers

These providers may use your information only as necessary to perform services on our behalf and subject to applicable contractual and legal requirements.

We may also disclose information:

  • To comply with legal obligations

  • To respond to lawful requests

  • To protect our legal rights

  • To investigate fraud or security issues

  • During a merger, acquisition, financing, reorganization, or sale of business assets

    Soft credit pull data is shared only with authorized entities in compliance with FCRA regulations

SMS consent, mobile phone numbers collected for SMS purposes, and SMS opt-in information are never sold, rented, shared, or disclosed to third parties or affiliates for their own marketing or promotional purposes.

8. Third-Party Services

Our websites and services may utilize third-party providers for services such as:

  • Website hosting

  • Payment processing

  • Customer relationship management

  • Analytics

  • Scheduling

  • Email communications

  • SMS messaging

  • Advertising

  • Cloud infrastructure

  • Business automation

Providers may include:

  • Stripe

  • PayPal

  • Authorize.net

  • GoHighLevel

  • ActiveCampaign

  • Amazon SES

  • Google Analytics

  • Google Tag Manager

  • Google Ads

  • Meta

  • LinkedIn Ads

  • TikTok Ads

  • Microsoft Clarity

  • Twilio

  • AWS

  • Google Cloud Platform

  • Cloudflare

  • Shopify

  • Zapier

  • Make

Each provider maintains its own privacy practices and policies governing the information it processes.

9. Data Security

We implement appropriate administrative, technical, physical, and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction, in compliance with FTC, GDPR, CCPA, and FCRA standards.

While we use commercially reasonable security measures, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

10. Data Retention

We retain personal information only as long as reasonably necessary to:

  • Provide our services

  • Fulfill contractual obligations

  • Maintain communication and consent records

  • Comply with legal and regulatory requirements

  • Resolve disputes

  • Enforce our agreements

  • Protect our legitimate business interests

  • FCRA data is retained securely for the duration required by law

When information is no longer required, we may securely delete or anonymize it where appropriate.

11. Children's Privacy

Our services are not directed toward children under the age of 13, or the applicable minimum age in the relevant jurisdiction, and we do not knowingly collect personal information from children.

If we learn that we have collected personal information from a child without appropriate consent, we will take reasonable steps to delete that information as required by applicable law.

12. Your Privacy Rights

Depending on your jurisdiction, you may have the right to:

  • Access your personal information

  • Correct inaccurate information

  • Request deletion of your information

  • Request a copy of your information

  • Withdraw consent

  • Restrict certain processing

  • Opt out of marketing communications

  • Lodge a complaint with the appropriate regulatory authority

  • Access to Credit Data: You can request information about your credit data collected during the pre-screening process.

  • Dispute Inaccuracies: You have the right to dispute any inaccuracies in your credit information and request corrections.

  • Purpose Disclosure: We conduct soft credit pulls strictly for the purpose of financial qualification, as permitted by FCRA regulations.

To exercise applicable rights, contact:

[email protected]

13. International Users

If you access our websites or services from outside the United States, your information may be transferred to, stored, and processed in the United States or other jurisdictions where our service providers operate.

Privacy laws in those jurisdictions may differ from those in your location.

14. Do Not Track Signals

Some web browsers offer a "Do Not Track" feature.

Because there is currently no consistent industry standard for recognizing or honoring these signals, our websites may not currently respond to Do Not Track requests.

15. State Privacy Rights

Residents of California and certain other U.S. states may have additional rights under applicable privacy laws, including rights to know, access, correct, delete, obtain a copy of, or request limitations on certain processing of their personal information where provided by law.

If you wish to exercise applicable privacy rights, please contact us using the information below.

16. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our business practices, legal requirements, technologies, or services.

The updated version becomes effective upon posting on this page unless otherwise stated.

The "Last Updated" date at the top of this Privacy Policy will indicate when changes were made.

17. Contact Information

For questions regarding this Privacy Policy or your personal information, please contact:

Company: MJR Dominion LLC d/b/a The Forbes Factor
Brand: The Forbes Factor
Email: [email protected]
Phone: (562) 294-1542
Website:
www.ForbesRiley.com

Business Address:

3158 24th Ave N
St. Petersburg, FL 33713
United States

18. Governing Law

This Privacy Policy shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles, subject to any mandatory rights or protections available under applicable privacy laws.